Why Montvale Mortgage?
You Are An Individual
We customize your loan to you as an individual, with individual needs. Everyone has different requirements and specific situations. We take the work off your shoulder and make sure you're happy with the entire process. We make sure that you get the right loan for your needs.
Low Closing Costs Every time
Montvale Mortgage has structured its’ business model and goals based on providing every customer with the best rates with the lowest closing costs every time.
The Loan Process Made Easy
We operate out of one office in order to consolidate costs and reduce overhead, allowing us to pass the savings on to our customers.
We have experienced loan officers for you to talk to, an easy application process, and quality loan processing to help save you time and money.
Unlike banks, we have hundreds of investors that provide us with the money to make loans to our customers. This gives us the capability of finding best rates every day for our customers.
You will receive an expert consultation from your loan officer to discuss your individual needs. The loan officer will ask you detailed information about you and your property. Then we go to work finding the best available loan program and interest rate. The loan is processed by our in-house processing team. And we close the loan. Simple and stress free.
Closing Costs in Writing
Many lenders and brokers make promises to their customers that they can not keep. The problem occurs when the customer goes to close the loan and is surprised by additional fees or a higher interest rate that was not disclosed initially by the lender.
This creates an obvious problem because many customers are not able to pay these additional funds causing them to lose the home that they have spent so much time searching for or lose the rate they had previously locked.
Montvale Mortgage clearly illustrates in writing all of the closing costs that we have control over. Some places will only show you some of the costs. In order to go through a financial transaction you, the customer, need to know reality. It all comes out in the end anyhow. You will receive a Good Faith Estimate at the time of application AND at closing.
There are some third party fees and government fees that are beyond the control of any lender; however, because Montvale Mortgage has closed so many loans in and around your locality we can estimate most fees with high accuracy.
Fixed Fee Guarantee
Montvale Mortgage introduces a straightforward approach to home financing with the Fixed Fee Guarantee. The Fixed Fee Guarantee gives you with the security of knowing that the lender fees on your loan are guaranteed not to change throughout the loan process.
Superior Service
Our website was developed with the mortgage shopper in mind, using proprietary technology available only at Montvale Mortgage Users will experience superb online functionality and excellent customer service that will ease the process of home financing.